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We handle the hard part while you focus on what moves you.
We understand that purchasing a home is a significant milestone. Whether you're a first-time homebuyer or looking to upgrade, we're here to guide you through the process with tailored mortgage solutions.
Buying a home is easier than you think
Professionalism & expertise
With years of experience, we leverage our deep relationships with mortgage lenders to customize the most cost-effective home mortgage loan solutions, tailored to your financial needs.
Quick & easy certified approvals
Leverage our direct underwriting platform to obtain a Certified Approval, making your offer stand out and leaving no doubt with listing agents.
The right mortgage for you
Access the best mortgage rates and products for your financial profile. We offer conventional mortgages, FHA loans, and VA loans, all processed in-house to streamline your home loan experience.
Mortgages made easy
Answer a few questions and create an account to secure your information. Start browsing the best available rates in just a few minutes!
We show you the best options, personalized for your profile, from dozens of different lenders – all in one place. Simply select the lender and loan you would like to proceed with.
Manage the whole process from an easy to use dashboard. Order your appraisal, upload documents, lock your rate and get a full approval in as little as 48 hours! All with a Simplist Loan Expert who will guide you through the entire process.
Schedule your closing online or through your NMC Loan Expert. Just sign those documents and close the loan. Congrats!
Answer a few questions and create an account to secure your information. Start browsing the best available rates in just a few minutes!
We show you the best options, personalized for your profile, from dozens of different lenders – all in one place. Simply select the lender and loan you would like to proceed with.
Manage the whole process from an easy to use dashboard. Order your appraisal, upload documents, lock your rate and get a full approval in as little as 48 hours! All with a Simplist Loan Expert who will guide you through the entire process.
Schedule your closing online or through your NMC Loan Expert. Just sign those documents and close the loan. Congrats!
Our numbers speak by themselves
We’re revolutionizing the way you experience a mortgage.
Let our results speak for themselves.
We make Home Loans Simple and Easy
Enjoy stability with a fixed-rate mortgage where your interest rate and payments remain the same for the entire term of the loan.
An FHA loan offers a government-insured mortgage with more flexible options for first-time homebuyers and those with lower credit scores.
VA loans provide flexible financing options for veterans, offering either fixed-rate or adjustable-rate mortgages with little to no down payment.
The USDA loan allows you to purchase a home in certain rural and suburban areas with no down payment. A perfect option for those looking to move outside city limits.
Focus on the debt-service coverage ratio to qualify for a DSCR home loan, designed for real estate investors or homeowners looking for more flexible terms.
Explore mortgage loan programs tailored for buying or refinancing investment properties — both vacation homes and rental properties.
Unlock the value in your home with a Home Equity Line of Credit (HELOC), offering flexible borrowing for renovations, debt consolidation, or other needs.
Bridge loans help you secure the transition between selling your current home and buying a new one. Perfect for those who need to move quickly.
Frequently Asked Questions
A mortgage broker helps you compare home loan options from different lenders to find the best rates and terms for your financial situation.
Look for a mortgage broker with local expertise and a good track record. Reviews, recommendations, and lender relationships are key to finding the right fit.
A mortgage lender provides the funds for your home loan, while a mortgage broker acts as an intermediary to help you secure the best deal from various lenders.
Start by contacting a mortgage broker or lender to submit your financial details. They’ll review your credit score, income, and debt-to-income ratio to issue a pre-approval.
FHA loans or VA loans are great options for first-time buyers, offering low down payments and more flexible credit requirements. A mortgage broker can help you decide.
Yes, refinancing your mortgage can help lower your monthly payments by securing a lower interest rate or adjusting the loan term. It can also help consolidate debt.
It typically takes 30–45 days to close on a home loan. Factors like mortgage loan types and the lender’s process can affect the timeline.
Home mortgage rates fluctuate daily. Working with a mortgage lender or broker near you will help you find the most current rates based on your credit and loan type.
You’ll need your proof of income, credit report, tax returns, and information on your down payment. Your mortgage loan officer will guide you through the full list.
Down payment requirements vary by loan type. Conventional loans often require 20%, but you may qualify for a first-time homebuyer loan with as little as 3% down.